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Award winning

Award-Winning
Excellence

4.9

Google rating from 300+ reviews

Personalised financial advice for achieving your goals and aspirations.

Great advice gives you confidence & peace of mind when
it comes to your financial future.

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Financial Advice

Tailored financial strategies to help you grow, protect, and enjoy your wealth with confidence.

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Accounting

Reliable and proactive accounting services to keep your business compliant and your finances clear.

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Lending

Smart lending solutions to help you buy, build, or grow with the right loan for your goals.

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Built Around Your Life and Goals

We create personalised financial strategies that evolve with you, helping you navigate every stage of life with confidence.

Retirement Planning

Retirement Planning

Retire ready. Stay in control. Enjoy what you’ve built, on your terms.

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Aged Care

Aged Care

Support that respects your choices. Advice that supports your family and brings you peace of mind.

Aged Care
Investment Advice

Investment Advice

Make every dollar count. We design investment strategies that match your goals and build real momentum.

Investment Advice
Insurance Advice

Insurance Advice

Cover what matters. We’ll help you put the right cover in place to protect your income, assets and your family.

Insurance Advice
Estate Planning

Estate Planning

Leave nothing to chance. Make sure what you’ve built ends up where it should.

Estate Planning
Business Advice

Business Advice

Make an impact that’s meaningful and enduring.

Business Advice
Superannuation Strategies

Superannuation Strategies

Take control of your future. We’ll help you manage your fund with purpose.

Superannuation Strategies

With offices Australia-wide, your Financial Adviser is just around the corner.

Local Expertise. National support.

Wherever you are in Australia, our experienced advisers provide personalised financial guidance backed by local expertise and the strength of a national network.

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We exist to give people the financial power to live completely, on their own terms.

Plan everything. Regret nothing

16

Offices across
Australia

100+

Professionals and
financial advisers

5K+

Australians helped
achieve their goals

16

Offices across
Australia

100+

Professionals and
financial advisers

5K+

Australians helped
achieve their goals

Our Approach to Investing for Our Clients

Real Scale. Personal Service

With over 5,000 clients nationwide, we’re proud to be one of Australia’s leading financial advice firms but we’ve never lost the personal touch. Every strategy is tailored. Every conversation is personal. We invest heavily in our people, our processes and our technology so your advice experience is as meaningful as it is seamless.

Evidence-based Investing

We don’t chase hype. We follow data. Our investment philosophy is grounded in global academic research and proven principles. We continuously review the market to find best-in-class investment solutions because building wealth should be intentional, not reactive.

Insurance That Works When It Matters

Our Wealth Protection Team brings over 50 years of combined insurance expertise to the table. From application to claim, you’ll have real support from people who know how to get things done. So, you’re not left navigating the fine print alone.

Smarter Tech. Better Decisions

We use smart tech to make advice feel effortless. As early adopters of Wealth Central, we’ve given clients access to powerful financial and lifelong cashflow modelling, real-time comparisons, and interactive tools that turn complexity into clarity. Helping you make more informed choices, faster.

Advisory Board: Powered by Clients

Our client-led advisory board gives us direct, unfiltered feedback on how we show up and where we can do better. It’s how we stay grounded, accountable, and focused on becoming the best financial advice firm in the country. For real people, like you.

Values-based Investing: Do Well, Do Good

Sustainable investing shouldn’t mean sacrificing performance. We help you align your investments with your values through ethical, evidence-based strategies that support long-term growth. Whether it’s environmental responsibility, social impact or strong governance, we design portfolios that reflect what matters to you. Without compromising on returns.

Customer Reviews On Google

★★★★★
4.9 stars 312 Google reviews

What Our Clients Say

★★★★★
I can’t recommend Rosie highly enough. She is a genuinely human, professional and thoughtful financial adviser who brings clarity and calm to what can otherwise feel like an overwhelming space. Her advice is tailored, insightful and grounded in a real understanding of my goals, values and life stage. I now feel I have a robust, well-structured financial plan that is truly designed for me – that will grow and adapt over time, support the fun and meaningful parts of my life, and still safeguard my future.

Anne

Central Coast, NSW

Google
★★★★★
We were clients of Calder Wealth prior to the amalgamation with Coastal Advisory Australia. We were extremely happy with our service and have continued to be so. Like others we were a little nervous about the change, but we had absolute trust in Liz, who have helped us so much over the years we assured nothing would change and nothing did. We have recommended to anyone who would benefit from the service. The assistance and advice we have received has been exemplary. Thank you.

Yasmine

Adelaide, SA

Google
★★★★★
We have been clients of Coastal Advisory Australia for several years, under the expert guidance of Rosie. Throughout our journey towards retirement, Rosie has been an outstanding financial adviser, consistently providing us with confidence and clarity. She is consistently approachable and patient, making the entire process seamless and straightforward. With Rosie’s insightful guidance, we feel well-prepared and secure in our financial plan and highly recommend her to anyone seeking reliable and trustworthy financial advice.

Antonina

Central Coast, NSW

Google
★★★★★
I have been a client of Coastal for more than 20 years and partnered with Matthew Simpson-Foster for nearly 15 years. Throughout this time, I have found Matthew to be exceptionally approachable and always willing to provide clear, thorough guidance on any query. I highly recommend partnering with Matthew and the Coastal Advisory team for expert superannuation management and comprehensive insurance solutions.

Gavin

Central Coast, NSW

Google
★★★★★
Kerryn Shaw has been our Advisor for nearly 7 years and we have always found her to be very helpful in assuring us in our transition from full time work to retirement. The initial hard work done by Kerryn now shows a clear pathway ahead with our finances, which we understand and can work with. More recently Kerryn also helped me navigate an application with MyGov and Centrelink, which made me achieve the goal without the stress previously associated with this.

Sally

Adelaide, SA

Google
★★★★★
Murray was professional, thorough, and took the time to understand our needs, ultimately arranging policies that were far better suited to our situation and saved us a considerable amount of money. During a later annual review, I mentioned that I had undergone cancer treatment the previous year. Murray recognised that this may qualify as a claim under my trauma policy and referred us to Jackie Munday who assisted us through the claims process. Within one to two months, the claim was approved and we are extremely grateful.

Tonaya

Coffs Harbour, NSW

Google
★★★★★
Five-star service from Tom Momsen and team. They provided excellent guidance on my superannuation and were incredibly thorough in structuring and obtaining our investment property mortgage for the best possible outcome. If you need a financial advisor who actually listens and delivers tailored strategies, the A-team at CAA are your guys.

Liam

Newcastle, NSW

Google
★★★★★
Rosie, was such an asset to me as I was going through the sale of my house and helping me to set up my retirement / pension fund. Rosie also discussed and guided me through the financial process to have my husband transferred from a nursing home. There is never an issue when I need to call for clarification on something regarding my finances. Rosie was a God send for me during my move and is still here for me when I require any clarifications.

Elena

Central Coast, NSW

Google
★★★★★
I mainly deal with Janelle Kirk although if she is unavailable others are quite willing to help. Janelle explains things in layman’s terms and has no problem spending the extra time until you understand. None of my questions are treated as unimportant.I can honestly say Janelle is my Super Women. She is knowledgeable and very good at her job. She also makes you feel like you are her only client. I highly recommend Janelle to handle you’re financial portfolio as she will get you great results.

Stacey

Newcastle, NSW

Google
★★★★★
We have been clients of Calder Wealth (now Coastal Advisory Australia) for 5 yrs, prior to and during retirement. Anthony has been a pleasure to work with and has provided us with excellent advice and financial guidance throughout this time. We would happily recommend Anthony and CAA to any potential new clients looking for professional financial advice.

Phillip

Adelaide, SA

Google
★★★★★
My husband and I recently required guidance with our finances to enable me to retire, and we met with Rhys Moller who gave us very thorough advise and was incredibly honest. I have since retired and am enjoying a much-needed rest and more time with family. Rhys is now looking after my retirement funds, and I can get on with enjoying this time with no worries. Thanks Rhys

Debbie

Newcastle, NSW

Google
★★★★★
From the very beginning, they made what felt like an overwhelming and stressful process feel clear, manageable, and genuinely supportive. They took the time to understand our personal situation, goals, and concerns, and I truly felt like they had our best interests at heart. You can tell they genuinely care about helping people improve their financial future, not just “doing a job.” Melanie and the entire team are extremely knowledgeable, trustworthy, and incredibly supportive, I would absolutely recommend Coastal.

Tahlia

Central Coast, NSW

Google
★★★★★
We highly recommend our Financial Advisor, Jacob Lo Cascio at Coastal Advisory. Jacob and Coastal have been looking after our financial affairs for a number of years now, and we are not only impressed by the performance of our Superannuation Pension accounts, but we also highly value Jacob’s personal attention, expertise and integrity. Jacob remaps our strategies each and every year. Thanks Jacob and Coastal for providing us with so much peace of mind, and the ability to get on with and enjoy our lives!

Peter

Newcastle, NSW

Google
★★★★★
My husband & I trust Trent Sanfead implicitly. Trent is a lovely man who creates a natural, relaxed, professional consultancy for us. He is our source of honesty, confidence, & peace of mind.

Myra

Perth, WA

Google
★★★★★
My wife and I have dealt with Ben Calder and Aaron Doig in regard to our financial planning and Superannuation for several years. I have found both of them competent and understanding of our financial situation. More recently we have been dealing more with Aaron due to the structural change in their company. Aaron has the patience of Job, the biblical character, and painstakingly goes over every aspect of our finances and retirement planning even if I have forgotten certain previous aspects of my portfolio.

Alexander

Adelaide, SA

Google
★★★★★
I HIGHLY recommend this financial advisory service. My wife and I have been with Coastal almost since they started. We have always received sound financial advice delivered in a prompt and professional manner. Even small questions between our regular meetings are addressed with respect. We are now in the phase of enjoying and benefiting from consistently working the plan together as we head into retirement. Thank you James and the whole team.

Lorne

Adelaide, SA

Google
★★★★★
Joshua Parrott was able to help my wife and I with investment advice as we down size our home and organise our income in retirement. We found Josh to be very professional , easy to talk to, prompt, and knowledgable in our dealing with him. I would recommend Josh to anyone looking for informed financial advice. Someone with integrity and is honest.

Gary

Melbourne, VIC

Google
★★★★★
Excellent service – I have been actively been with these guys for many years and whoever I have spoken to, I have always received the same quality service. However, I would give a special shout out to Jackie who has guided me through the Insurance policy world. Upon first chatting with Jackie about Insurance, I could tell she was extremely passionate about the financial planning industry with extensive knowledge (I am yet to ask a question that she can’t answer). Thankyou to Coastal Advisory for always providing exceptional service.

Lisa

Newcastle, NSW

Google
★★★★★
We have been long time clients of Coastal Advisory Australia through their acquisition of our previous financial advisor. Although a little concerning at the time we were assured that the level of service that we had been accustomed to would not change,and I’m very happy to say it hasn’t. The advice and recommendations we receive is and has been excellent. We would not hesitate in recommending CAA to anyone wanting or needing financial direction for wealth creation purposes, insurances and/or financial protection.

Steve

Port Macquarie, NSW

Google

How to Get Started

A simple three-step process to help you take control of your financial future.

Step 1

Book your complimentary Discovery Call

Choose a time that suits you and tell us a little about what you’d like support with.

Step 2

Book your Initial Meeting with an Adviser

Meet with our team in person or online to discuss your goals, priorities, and current financial position.

Step 3

Receive a personalised strategy

We’ll guide you through the right next steps with advice tailored to your circumstances and built around your goals.

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No pressure. Just friendly conversation about your goals.

The New Standard in
Financial Advice

We offer clear, comprehensive advice spanning key financial milestones, helping you organize your finances with quiet confidence.

Award winning

Award-Winning
Excellence

4.9

Google rating from 300+ reviews

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Everything you need to get smarter with your money.

Access insights, guides and calculators to help you plan today and achieve tomorrow.

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What Is Wealth Management and How Does It Work in Australia?

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As financial decisions become more interconnected, wealth management helps Australians see the bigger picture by aligning investments, retirement goals, tax considerations, and long-term planning within a single strategy.

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Is Financial Advice Worth It, or Can You Do It Alone?

By Jacob LoCascio

Financial advice isn’t always necessary, but as life and finances become more complex, professional guidance can provide the clarity, structure, and confidence needed to make better long-term decisions.

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How Much Super Do I Need to Retire in Australia?

By Luke Dalziel-Don

Understanding how much super you need to retire in Australia starts with aligning your retirement savings, lifestyle expectations, and future income needs so you can approach retirement with greater clarity and confidence.

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