Superannuation strategies that help you make the most of your future.

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Award-Winning
Excellence

4.9

Google rating from 300+ reviews

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Your super should work as hard as you do.

Super is more than a retirement fund. It’s one of your most valuable financial assets. We help you optimise contributions, investment options and retirement strategies so your super works harder for your future.

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Planning beyond your working years.

Make the most of your super

The right superannuation strategy helps you make the most of every opportunity, so your retirement savings continue supporting the future you’ve worked hard to build.

Know your super is working harder for you

Review your super fund, fees and investment options to uncover opportunities that help strengthen your retirement savings and support your long-term goals.

Investment reviews

Make every super contribution count

Explore salary sacrifice, concessional and non-concessional contribution strategies that help grow your retirement savings while making the most of available tax opportunities.

Tax effectiveness

Turn your super into retirement income

Develop a retirement income strategy that helps turn your super into reliable income, giving you greater freedom to enjoy life after work.

Choose the right super structure for you

Understand whether your current super fund or an SMSF is the right fit for your goals, lifestyle and long-term financial plans.

Portfolio management

Keep your super working towards your goals

Regular reviews help your super strategy adapt to changing legislation, market conditions and your evolving financial priorities, so your plans stay on track.

Start making the most of your super.

Follow three simple steps to strengthen your super.

Step 1

Book your complimentary Discovery Call

Choose a time that suits you and tell us a little about what you’d like support with.

Step 2

Book your Initial Meeting with an Adviser

Meet with our team in person or online to discuss your goals, priorities, and current financial position.

Step 3

Receive a personalised strategy

We’ll guide you through the right next steps with advice tailored to your circumstances and built around your goals.

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No pressure. Just friendly conversation about your goals.

Helping Australians make informed financial decisions with confidence.

14

Offices across
Australia

100+

Professionals and
financial advisers

5K+

Australians helped
achieve their goals

Superannuation advice tailored to your goals

Super Fund review

Review your super strategy

We assess your existing super fund, fees, investment options and performance to identify opportunities for improvement.

Optimise your contributions

Explore salary sacrifice, concessional and non-concessional contribution strategies designed around your financial goals.

Tax efficient strategies

Plan your retirement income

Develop strategies that help convert your super into reliable retirement income when the time is right.

Review and adapt over time

Regular reviews help ensure your super continues supporting your goals as legislation, markets and your circumstances evolve.

Trusted advice. Recognised excellence.

Winner

Winner

RI Advice Group 2021 Platinum Club

Winner

Winner

RI Advice Group 2021 Rising Star Award – Kristy Coulin

Winner

Winner

RI Advice Group 2020 Rising Star Award – Rosie Copp

Winner

Winner

Central Coast Local Business Awards 2020 Outstanding Professional Services – Company

Winner

Winner

IFA Excellence Awards 2022 Transformation of the Year – Company

Winner

Winner

Financial Standard Power 50 2022 50 Most Influential Advisers – Daniel Brown

As Featured in

Newcastle Herald

Customer Reviews On Google

★★★★★
4.9 stars 312 Google reviews

See why Australians trust Coastal Advisory Australia

★★★★★
I can’t recommend Rosie highly enough. She is a genuinely human, professional and thoughtful financial adviser who brings clarity and calm to what can otherwise feel like an overwhelming space. Her advice is tailored, insightful and grounded in a real understanding of my goals, values and life stage. I now feel I have a robust, well-structured financial plan that is truly designed for me – that will grow and adapt over time, support the fun and meaningful parts of my life, and still safeguard my future.

Anne

Central Coast, NSW

Google
★★★★★
We were clients of Calder Wealth prior to the amalgamation with Coastal Advisory Australia. We were extremely happy with our service and have continued to be so. Like others we were a little nervous about the change, but we had absolute trust in Liz, who have helped us so much over the years we assured nothing would change and nothing did. We have recommended to anyone who would benefit from the service. The assistance and advice we have received has been exemplary. Thank you.

Yasmine

Adelaide, SA

Google
★★★★★
We have been clients of Coastal Advisory Australia for several years, under the expert guidance of Rosie. Throughout our journey towards retirement, Rosie has been an outstanding financial adviser, consistently providing us with confidence and clarity. She is consistently approachable and patient, making the entire process seamless and straightforward. With Rosie’s insightful guidance, we feel well-prepared and secure in our financial plan and highly recommend her to anyone seeking reliable and trustworthy financial advice.

Antonina

Central Coast, NSW

Google
★★★★★
I have been a client of Coastal for more than 20 years and partnered with Matthew Simpson-Foster for nearly 15 years. Throughout this time, I have found Matthew to be exceptionally approachable and always willing to provide clear, thorough guidance on any query. I highly recommend partnering with Matthew and the Coastal Advisory team for expert superannuation management and comprehensive insurance solutions.

Gavin

Central Coast, NSW

Google
★★★★★
Kerryn Shaw has been our Advisor for nearly 7 years and we have always found her to be very helpful in assuring us in our transition from full time work to retirement. The initial hard work done by Kerryn now shows a clear pathway ahead with our finances, which we understand and can work with. More recently Kerryn also helped me navigate an application with MyGov and Centrelink, which made me achieve the goal without the stress previously associated with this.

Sally

Adelaide, SA

Google
★★★★★
Murray was professional, thorough, and took the time to understand our needs, ultimately arranging policies that were far better suited to our situation and saved us a considerable amount of money. During a later annual review, I mentioned that I had undergone cancer treatment the previous year. Murray recognised that this may qualify as a claim under my trauma policy and referred us to Jackie Munday who assisted us through the claims process. Within one to two months, the claim was approved and we are extremely grateful.

Tonaya

Coffs Harbour, NSW

Google
★★★★★
Five-star service from Tom Momsen and team. They provided excellent guidance on my superannuation and were incredibly thorough in structuring and obtaining our investment property mortgage for the best possible outcome. If you need a financial advisor who actually listens and delivers tailored strategies, the A-team at CAA are your guys.

Liam

Newcastle, NSW

Google
★★★★★
Rosie, was such an asset to me as I was going through the sale of my house and helping me to set up my retirement / pension fund. Rosie also discussed and guided me through the financial process to have my husband transferred from a nursing home. There is never an issue when I need to call for clarification on something regarding my finances. Rosie was a God send for me during my move and is still here for me when I require any clarifications.

Elena

Central Coast, NSW

Google
★★★★★
I mainly deal with Janelle Kirk although if she is unavailable others are quite willing to help. Janelle explains things in layman’s terms and has no problem spending the extra time until you understand. None of my questions are treated as unimportant.I can honestly say Janelle is my Super Women. She is knowledgeable and very good at her job. She also makes you feel like you are her only client. I highly recommend Janelle to handle you’re financial portfolio as she will get you great results.

Stacey

Newcastle, NSW

Google
★★★★★
We have been clients of Calder Wealth (now Coastal Advisory Australia) for 5 yrs, prior to and during retirement. Anthony has been a pleasure to work with and has provided us with excellent advice and financial guidance throughout this time. We would happily recommend Anthony and CAA to any potential new clients looking for professional financial advice.

Phillip

Adelaide, SA

Google
★★★★★
My husband and I recently required guidance with our finances to enable me to retire, and we met with Rhys Moller who gave us very thorough advise and was incredibly honest. I have since retired and am enjoying a much-needed rest and more time with family. Rhys is now looking after my retirement funds, and I can get on with enjoying this time with no worries. Thanks Rhys

Debbie

Newcastle, NSW

Google
★★★★★
From the very beginning, they made what felt like an overwhelming and stressful process feel clear, manageable, and genuinely supportive. They took the time to understand our personal situation, goals, and concerns, and I truly felt like they had our best interests at heart. You can tell they genuinely care about helping people improve their financial future, not just “doing a job.” Melanie and the entire team are extremely knowledgeable, trustworthy, and incredibly supportive, I would absolutely recommend Coastal.

Tahlia

Central Coast, NSW

Google
★★★★★
We highly recommend our Financial Advisor, Jacob Lo Cascio at Coastal Advisory. Jacob and Coastal have been looking after our financial affairs for a number of years now, and we are not only impressed by the performance of our Superannuation Pension accounts, but we also highly value Jacob’s personal attention, expertise and integrity. Jacob remaps our strategies each and every year. Thanks Jacob and Coastal for providing us with so much peace of mind, and the ability to get on with and enjoy our lives!

Peter

Newcastle, NSW

Google
★★★★★
My husband & I trust Trent Sanfead implicitly. Trent is a lovely man who creates a natural, relaxed, professional consultancy for us. He is our source of honesty, confidence, & peace of mind.

Myra

Perth, WA

Google
★★★★★
My wife and I have dealt with Ben Calder and Aaron Doig in regard to our financial planning and Superannuation for several years. I have found both of them competent and understanding of our financial situation. More recently we have been dealing more with Aaron due to the structural change in their company. Aaron has the patience of Job, the biblical character, and painstakingly goes over every aspect of our finances and retirement planning even if I have forgotten certain previous aspects of my portfolio.

Alexander

Adelaide, SA

Google
★★★★★
I HIGHLY recommend this financial advisory service. My wife and I have been with Coastal almost since they started. We have always received sound financial advice delivered in a prompt and professional manner. Even small questions between our regular meetings are addressed with respect. We are now in the phase of enjoying and benefiting from consistently working the plan together as we head into retirement. Thank you James and the whole team.

Lorne

Adelaide, SA

Google
★★★★★
Joshua Parrott was able to help my wife and I with investment advice as we down size our home and organise our income in retirement. We found Josh to be very professional , easy to talk to, prompt, and knowledgable in our dealing with him. I would recommend Josh to anyone looking for informed financial advice. Someone with integrity and is honest.

Gary

Melbourne, VIC

Google
★★★★★
Excellent service – I have been actively been with these guys for many years and whoever I have spoken to, I have always received the same quality service. However, I would give a special shout out to Jackie who has guided me through the Insurance policy world. Upon first chatting with Jackie about Insurance, I could tell she was extremely passionate about the financial planning industry with extensive knowledge (I am yet to ask a question that she can’t answer). Thankyou to Coastal Advisory for always providing exceptional service.

Lisa

Newcastle, NSW

Google
★★★★★
We have been long time clients of Coastal Advisory Australia through their acquisition of our previous financial advisor. Although a little concerning at the time we were assured that the level of service that we had been accustomed to would not change,and I’m very happy to say it hasn’t. The advice and recommendations we receive is and has been excellent. We would not hesitate in recommending CAA to anyone wanting or needing financial direction for wealth creation purposes, insurances and/or financial protection.

Steve

Port Macquarie, NSW

Google

Have questions? We’re here to help.

How can I make the most of my super?

Your Financial Adviser can recommend strategies such as salary sacrifice, contribution planning, investment reviews and retirement income planning to help strengthen your super over time.

Should I consolidate my super accounts?

Consolidating multiple super accounts may reduce fees and make your retirement savings easier to manage. We’ll help determine whether it’s the right approach for your circumstances.

What is the difference between concessional and non-concessional contributions?

Concessional contributions are generally made from before-tax income, while non-concessional contributions are made from after-tax income. We’ll explain how each may fit into your super strategy.

Is an SMSF right for me?

An SMSF can provide greater control over your investments, but it also comes with additional responsibilities. We’ll help you determine whether it’s suitable for your goals and circumstances.

When can I access my super?

Access to your super generally depends on your preservation age and personal circumstances. We’ll explain your options and help you plan the most appropriate strategy.

How do I get started with superannuation advice?

It starts with a conversation. We’ll review your current super, discuss your goals and recommend a strategy tailored to your future.

Let’s make the most of your super.

Start making every contribution count.

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